Understanding Employment Insurance Sickness Benefits in 2024

Updated on January 8, 2024

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EI Sickness Benefits 2024

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If you find yourself unable to work due to illness and don’t qualify for occupational disability or sick benefits, EI Sickness Benefits can offer financial assistance. Stay with us to delve into the details of EI Sickness Benefits in 2024.

Navigating Employment Insurance

Employment Insurance (EI) is Canada’s program for unemployment benefits, offering short-term financial assistance to individuals who have recently lost their employment. Moreover, those facing an inability to work due to illness or those caring for a young child or a critically ill family member may qualify for employment insurance.

To qualify for benefits, workers need to fulfill certain job requirements, and the duration of benefits depends on the unemployment rate in the recipient’s area. The amount and duration of an individual’s employment benefits are influenced by factors such as their previous pay grade, length of employment, and the local unemployment rate.

EI Sickness Benefits Overview 2024

Article TitleEI Sickness Benefits 2024
CountryCanada
Provided ByCRA
EI Sickness Benefits AmountUpto $650/week
Total Period26 week

Understanding Sickness Benefits in Employment Insurance

If you’re unable to work due to illness and don’t have access to employment disability or sick benefits, EI Sickness Benefits offer financial assistance. Providing up to 55% of your earnings, with a weekly limit of $650, EI Sickness Benefits are available for a maximum of 26 weeks.

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Biological parents, including adoptive parents and surrogates, who are unable to work due to recent pregnancy or delivery, qualify for birthing benefits provided by their employers through insurance.

Furthermore, EI encompasses compassionate care benefits, granted to individuals who need to temporarily take time off work to care for or assist a family member, or who are seriously ill and at a high risk of death.

Those receiving EI must submit reports every two weeks. These reports can be submitted through the government’s “Internet Reporting Service.

Qualifying for EI Sickness Benefits

To qualify, you need to have completed the required number of hours of insurable employment in the last year or since your previous claim, whichever is shorter. Service Canada calculates this amount, ranging from 420 to 700 hours, based on unemployment rate data. Additionally, you will be eligible if your typical weekly wages from employment have dropped by more than 40% for at least one week in the last year or since your previous claim, whichever is shorter.

If you’re not well enough to work, you need a medical certificate that proves your incapacity to work due to illness. This certificate, including an estimated duration of absence, must be completed by your physician or nurse practitioner for the Medical Certificate for Employment Insurance Sickness Benefits. Various medical reasons such as illness, accident, quarantine, or other medical conditions can render you unable to work.

To help processing agents determine eligibility, applicants are encouraged to submit benefit applications. Sick leave payments can be availed for a maximum of 26 weeks, and the number of weeks you are eligible for benefits is determined by the duration of your medical leave of absence.

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Applying for EI Sickness Benefits: A Step-by-Step Guide

Once a person stops working, they need to initiate the application process. Delaying beyond four weeks may result in the individual losing benefits.

Applying for EI Sickness Benefits online is straightforward—just follow the instructions outlined below.

  1. Collect personal information, including your name, address, employment history, SIN, bank account details, and other relevant details.
  2. Apply for EI benefits either at a Service Canada Center or through the online application.
  3. Obtain a sick note from your physician or nurse practitioner for the days you are unable to work due to illness. Share the medical letter with your employer.
  4. Request an employment record from your employer, and they can electronically submit it to Service Canada.
  5. If you missed work due to illness, have your doctor or nurse practitioner complete the Medical Certificate for Employment Insurance Sickness Benefits. Keep this certificate for six years in case the EI program requires it.

Complete the application and submit all required documentation. Once eligibility is confirmed, the first payment will typically be issued within approximately 28 days.

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